body,
ul {
    margin: 0
}

.btn,
.eyebrow {
    display: inline-flex;
    gap: 9px
}

.btn,
.sr-only {
    white-space: nowrap
}

.btn,
.logo-slot {
    text-align: center
}

.faq summary,
ul {
    list-style: none
}

.brand__tag,
.course__badge,
.eyebrow,
.footer h4,
.placeholder__label {
    text-transform: uppercase
}

.btn,
.burger,
.faq summary,
.to-top {
    cursor: pointer
}

.exp-card::after,
.finance::before,
.trust::after {
    content: "";
    pointer-events: none
}

.card__ico,
.exp-card__ico,
.hero__badge-dot,
.logo-slot,
.social a,
.step__num,
.to-top,
.trust__ico {
    place-items: center
}

:root {
    --navy-900: #0B1233;
    --navy-800: #131C4E;
    --navy-700: #1E2A6E;
    --navy-600: #2C3B8E;
    --navy-500: #3B4CAE;
    --teal-700: #0A6F78;
    --teal-600: #0E8E98;
    --teal-500: #16B1BC;
    --teal-400: #35C9D2;
    --teal-100: #DCF4F6;
    --teal-050: #EFFAFB;
    --gold-600: #8A6210;
    --gold-100: #FBF1DC;
    --ink: #0E1430;
    --body: #414B68;
    --muted: #5B6486;
    --line: #E4E9F2;
    --line-soft: #EDF1F7;
    --bg: #FFFFFF;
    --bg-soft: #F5F8FC;
    --bg-tint: #EFF4FA;
    --wa: #0E7A41;
    --wa-strong: #0A6B3A;
    --danger: #B4232B;
    --r-sm: 10px;
    --r-md: 14px;
    --r-lg: 20px;
    --r-xl: 28px;
    --r-pill: 999px;
    --shadow-xs: 0 1px 2px rgba(14, 20, 48, .05);
    --shadow-sm: 0 2px 6px rgba(14, 20, 48, .06), 0 1px 2px rgba(14, 20, 48, .04);
    --shadow-md: 0 12px 28px -12px rgba(14, 20, 48, .18), 0 4px 10px -6px rgba(14, 20, 48, .10);
    --shadow-lg: 0 32px 64px -28px rgba(11, 18, 51, .34), 0 12px 24px -16px rgba(11, 18, 51, .20);
    --ring: 0 0 0 3px rgba(22, 177, 188, .35);
    --header-h: 74px;
    --container: 1180px;
    --ff-display: "Sora", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    --ff-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif
}

*,
::after,
::before {
    box-sizing: border-box
}

html {
    -webkit-text-size-adjust: 100%;
    scroll-behavior: smooth;
    scroll-padding-top: calc(var(--header-h) + 12px)
}

body {
    background: var(--bg);
    color: var(--body);
    font-family: var(--ff-body);
    font-size: 1rem;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
    overflow-x: hidden
}

img,
svg {
    max-width: 100%;
    height: auto;
    display: block
}

a {
    color: var(--navy-700);
    text-decoration: none
}

a:hover {
    color: var(--teal-700)
}

button {
    font: inherit
}

.btn,
.eyebrow,
h1,
h2,
h3,
h4 {
    font-weight: 600
}

.brand__name,
.btn,
.eyebrow,
h1,
h2,
h3,
h4 {
    font-family: var(--ff-display)
}

h1,
h2,
h3,
h4 {
    color: var(--ink);
    margin: 0 0 .5em;
    letter-spacing: -.02em;
    line-height: 1.15
}

p {
    margin: 0 0 1rem
}

ul {
    padding: 0
}

:focus-visible {
    outline: 3px solid var(--teal-600);
    outline-offset: 2px;
    border-radius: 6px
}

.container {
    width: 100%;
    max-width: var(--container);
    margin-inline: auto;
    padding-inline: 20px
}

.section {
    padding: clamp(56px, 7.5vw, 104px) 0;
    position: relative
}

.section--soft {
    background: var(--bg-soft)
}

.section--tint {
    background: linear-gradient(180deg, #fff 0, var(--bg-soft) 100%)
}

.burger__bars span,
.skip-link,
.step:hover .step__num {
    background: var(--navy-700)
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    border: 0
}

.burger,
.nav {
    margin-left: auto
}

.skip-link {
    position: absolute;
    left: 16px;
    top: -60px;
    z-index: 200;
    color: #fff;
    padding: 12px 18px;
    border-radius: var(--r-sm);
    transition: top .2s
}

.skip-link:focus {
    top: 12px;
    color: #fff
}

.eyebrow {
    align-items: center;
    font-size: .78rem;
    letter-spacing: .12em;
    color: var(--teal-700);
    margin-bottom: 14px
}

.eyebrow::before {
    content: "";
    width: 22px;
    height: 2px;
    border-radius: 2px;
    background: linear-gradient(90deg, var(--teal-500), var(--navy-600))
}

.h1 {
    font-size: clamp(2rem, 1.35rem + 2.7vw, 3.2rem);
    line-height: 1.07;
    letter-spacing: -.032em
}

.h2 {
    font-size: clamp(1.65rem, 1.15rem + 2.1vw, 2.6rem);
    line-height: 1.12;
    letter-spacing: -.028em
}

.h3 {
    font-size: clamp(1.12rem, 1rem + .5vw, 1.32rem)
}

.lead {
    font-size: clamp(1.02rem, .98rem + .3vw, 1.18rem);
    color: var(--muted);
    max-width: 62ch
}

.section-head {
    max-width: 760px;
    margin-bottom: clamp(32px, 4vw, 54px)
}

.section-head--center,
.subhead--center {
    margin-inline: auto;
    text-align: center
}

.section-head--center .lead {
    margin-inline: auto
}

.text-grad {
    background: linear-gradient(100deg, var(--navy-700) 0, var(--teal-600) 55%, var(--teal-500) 100%);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent
}

.btn,
.btn:hover {
    color: var(--btn-fg)
}

.btn {
    --btn-bg: var(--navy-700);
    --btn-fg: #fff;
    --btn-bd: transparent;
    align-items: center;
    justify-content: center;
    padding: 13px 22px;
    border-radius: var(--r-pill);
    border: 1.5px solid var(--btn-bd);
    background: var(--btn-bg);
    font-size: .94rem;
    line-height: 1.2;
    transition: transform .18s, box-shadow .18s, background .18s, color .18s, border-color .18s;
    max-width: 100%
}

@media (max-width:520px) {
    .btn {
        white-space: normal
    }
}

.btn svg {
    width: 18px;
    height: 18px;
    flex: none
}

.btn:hover {
    transform: translateY(-2px)
}

.btn:active {
    transform: translateY(0)
}

.btn--primary {
    background: linear-gradient(120deg, var(--navy-700), var(--navy-600) 70%, var(--navy-500));
    box-shadow: 0 10px 24px -12px rgba(30, 42, 110, .75)
}

.btn--primary:hover {
    box-shadow: 0 16px 32px -14px rgba(30, 42, 110, .85)
}

.btn--accent {
    background: linear-gradient(120deg, var(--teal-700), var(--teal-600));
    box-shadow: 0 10px 24px -12px rgba(14, 142, 152, .7)
}

.btn--ghost,
.card,
.hero__badge,
.pill {
    box-shadow: var(--shadow-xs)
}

.btn--ghost {
    background: #fff;
    color: var(--navy-700);
    border-color: var(--line)
}

.btn--ghost:hover {
    border-color: var(--teal-500);
    color: var(--navy-700);
    box-shadow: var(--shadow-sm)
}

.btn--outline-light {
    background: 0 0;
    color: #fff;
    border-color: rgba(255, 255, 255, .4)
}

.btn--outline-light:hover {
    background: rgba(255, 255, 255, .1);
    border-color: #fff;
    color: #fff
}

.btn--light {
    background: #fff;
    color: var(--navy-800)
}

.btn--light:hover {
    color: var(--navy-800);
    box-shadow: var(--shadow-md)
}

.btn--wa {
    background: var(--wa);
    color: #fff
}

.btn--wa:hover {
    background: var(--wa-strong);
    color: #fff
}

.btn--sm {
    padding: 10px 17px;
    font-size: .86rem
}

.btn--lg {
    padding: 16px 30px;
    font-size: 1rem
}

.btn--block {
    width: 100%
}

.btn-row {
    display: flex;
    flex-wrap: wrap;
    gap: 12px
}

.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 100;
    background: rgba(255, 255, 255, .86);
    backdrop-filter: saturate(180%) blur(14px);
    -webkit-backdrop-filter: saturate(180%) blur(14px);
    border-bottom: 1px solid transparent;
    transition: border-color .25s, box-shadow .25s, background .25s
}

.header.is-stuck {
    border-bottom-color: var(--line);
    box-shadow: 0 8px 24px -18px rgba(14, 20, 48, .5);
    background: rgba(255, 255, 255, .94)
}

.header__inner {
    display: flex;
    align-items: center;
    gap: 14px;
    height: var(--header-h);
    max-width: 1340px
}

.brand,
.nav__list {
    align-items: center
}

.brand {
    display: flex;
    gap: 11px;
    flex: none
}

.brand__mark {
    width: 42px;
    height: 42px;
    flex: none
}

.brand__text {
    display: flex;
    flex-direction: column;
    line-height: 1.05
}

.brand__name {
    font-weight: 700;
    font-size: .95rem;
    color: var(--navy-800);
    letter-spacing: -.02em
}

@media (max-width:479px) {
    .brand__mark {
        width: 36px;
        height: 36px
    }

    .brand__name {
        font-size: .82rem;
        max-width: 150px;
        line-height: 1.15
    }

    .brand__tag {
        font-size: .62rem
    }

    .burger {
        padding: 9px 12px;
        font-size: .8rem
    }
}

.burger,
.nav__link {
    padding: 10px 14px;
    border-radius: var(--r-pill)
}

@media (max-width:359px) {
    .header__inner {
        gap: 10px
    }

    .brand__name {
        max-width: 120px
    }
}

@media (min-width:480px) {
    .brand__name {
        white-space: nowrap
    }
}

.brand__tag {
    font-size: .68rem;
    letter-spacing: .09em;
    color: var(--teal-700);
    font-weight: 600
}

.nav {
    display: none
}

.nav__list {
    display: flex;
    gap: 2px
}

.burger,
.mobile-menu__link {
    align-items: center;
    font-family: var(--ff-display)
}

.nav__link {
    display: block;
    font-size: .875rem;
    font-weight: 500;
    color: var(--body);
    white-space: nowrap;
    transition: color .18s, background .18s, box-shadow .18s
}

.burger,
.hero__badge b {
    font-weight: 600
}

.nav__link:hover {
    color: var(--navy-700);
    background: var(--bg-tint)
}

.nav__link.is-active {
    color: #fff;
    background: linear-gradient(120deg, var(--navy-700), var(--navy-600));
    box-shadow: 0 7px 16px -7px rgba(30, 42, 110, .65)
}

.finance h2,
.nav__link.is-active:hover {
    color: #fff
}

.mobile-menu__link.is-active {
    background: var(--bg-tint);
    color: var(--navy-700);
    box-shadow: inset 3px 0 0 var(--teal-500)
}

.burger {
    display: inline-flex;
    justify-content: center;
    gap: 8px;
    width: auto;
    border: 1.5px solid var(--line);
    background: #fff;
    color: var(--navy-800);
    font-size: .85rem
}

.burger__bars {
    position: relative;
    width: 18px;
    height: 12px;
    flex: none
}

.burger__bars span {
    position: absolute;
    left: 0;
    height: 2px;
    width: 100%;
    border-radius: 2px;
    transition: transform .25s, opacity .2s
}

.burger__bars span:first-child {
    top: 0
}

.burger__bars span:nth-child(2) {
    top: 5px
}

.burger__bars span:nth-child(3) {
    top: 10px
}

.burger[aria-expanded=true] .burger__bars span:first-child {
    transform: translateY(5px) rotate(45deg)
}

.burger[aria-expanded=true] .burger__bars span:nth-child(2) {
    opacity: 0
}

.burger[aria-expanded=true] .burger__bars span:nth-child(3) {
    transform: translateY(-5px) rotate(-45deg)
}

.mobile-menu {
    position: fixed;
    inset: var(--header-h) 0 0;
    z-index: 99;
    background: #fff;
    transform: translateY(-8px);
    opacity: 0;
    visibility: hidden;
    transition: opacity .22s, transform .22s, visibility .22s;
    overflow-y: auto;
    overscroll-behavior: contain;
    padding: 18px 20px 40px
}

.hero,
.hero__visual {
    position: relative
}

.mobile-menu.is-open,
.to-top.is-visible {
    opacity: 1;
    visibility: visible;
    transform: none
}

.mobile-menu__list {
    display: grid;
    gap: 2px;
    margin-bottom: 20px
}

.mobile-menu__link {
    display: flex;
    justify-content: space-between;
    padding: 14px 12px;
    border-radius: var(--r-md);
    font-weight: 500;
    font-size: 1.02rem;
    color: var(--ink);
    border-bottom: 1px solid var(--line-soft)
}

.mobile-menu__link:hover {
    background: var(--bg-soft);
    color: var(--navy-700)
}

.mobile-menu__link svg {
    width: 16px;
    height: 16px;
    color: var(--teal-600)
}

.mobile-menu__contact {
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid var(--line);
    font-size: .9rem;
    display: grid;
    gap: 8px
}

.mobile-menu__contact a {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    color: var(--body);
    overflow-wrap: anywhere
}

.hero,
body.menu-open {
    overflow: hidden
}

.mobile-menu__contact svg {
    width: 17px;
    height: 17px;
    color: var(--teal-600);
    flex: none
}

@media (min-width:960px) and (max-width:1099px) {
    .nav__link {
        padding: 9px;
        font-size: .82rem
    }
}

.hero {
    padding-top: calc(var(--header-h) + clamp(34px, 5vw, 64px));
    padding-bottom: clamp(48px, 6vw, 86px);
    background: radial-gradient(1100px 520px at 88% -8%, rgba(22, 177, 188, .16), transparent 60%), radial-gradient(900px 480px at 4% 6%, rgba(30, 42, 110, .12), transparent 62%), linear-gradient(180deg, #fff 0, #f7fafd 100%)
}

.hero__grid {
    display: grid;
    gap: clamp(36px, 4.5vw, 56px);
    align-items: center;
    max-width: 1280px
}

.hero__badge {
    display: inline-flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
    padding: 7px 15px 7px 8px;
    border-radius: var(--r-pill);
    background: #fff;
    border: 1px solid var(--line);
    font-size: .8rem;
    font-weight: 500;
    color: var(--navy-800);
    margin-bottom: 20px
}

a.hero__badge,
a.pill {
    transition: border-color .18s, box-shadow .18s
}

a.hero__badge:hover,
a.pill:hover {
    border-color: var(--teal-500);
    color: var(--navy-800);
    box-shadow: var(--shadow-sm)
}

.trust__t a {
    color: #fff;
    text-decoration: underline;
    text-decoration-color: rgba(53, 201, 210, .55);
    text-underline-offset: 3px
}

.footer a:hover,
.trust__t a:hover {
    color: var(--teal-400)
}

.hero__badge-dot {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--teal-500), var(--navy-600));
    display: grid;
    flex: none
}

.hero__badge-dot svg {
    width: 13px;
    height: 13px;
    color: #fff
}

.hero h1 {
    margin-bottom: 18px
}

.hero__lead {
    font-size: clamp(1.03rem, .98rem + .38vw, 1.2rem);
    color: var(--muted);
    max-width: 56ch;
    margin-bottom: 26px
}

.hero .btn-row {
    margin-bottom: 24px
}

.hero__micro {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: .85rem;
    color: var(--muted)
}

.hero__micro svg {
    width: 16px;
    height: 16px;
    color: var(--teal-600);
    flex: none
}

.hero__pills {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 30px;
    padding-top: 26px;
    border-top: 1px solid var(--line)
}

.about,
.pill {
    align-items: center
}

.pill {
    display: inline-flex;
    flex-wrap: wrap;
    gap: 8px;
    padding: 8px 14px;
    border-radius: var(--r-pill);
    background: #fff;
    border: 1px solid var(--line);
    font-size: .83rem;
    font-weight: 500;
    color: var(--navy-800)
}

.diff__item b,
.pain b,
.tag-validar,
.trust__t {
    font-weight: 600
}

.form-trust svg,
.pill svg {
    width: 15px;
    height: 15px;
    color: var(--teal-600);
    flex: none
}

.pill .tag-validar {
    font-size: .66rem
}

.tag-validar {
    display: inline;
    padding: 1px 6px;
    border-radius: 4px;
    background: var(--gold-100);
    color: var(--gold-600);
    font-size: .68rem;
    font-family: var(--ff-body);
    letter-spacing: .02em;
    overflow-wrap: anywhere
}

.diff__item b,
.pain b,
.step__num,
.trust__t {
    font-family: var(--ff-display)
}

.card,
.finance,
.solution,
.trust {
    overflow: hidden
}

.hero__visual-glow {
    position: absolute;
    inset: -6% 0 -10%;
    background: radial-gradient(closest-side, rgba(22, 177, 188, .28), transparent 72%);
    filter: blur(14px);
    z-index: 0
}

.exp-card>*,
.finance>*,
.hero__visual svg,
.langpanel>*,
.solution>*,
.step__num,
.trust__inner {
    position: relative;
    z-index: 1
}

.hero__visual svg {
    filter: drop-shadow(0 40px 60px rgba(11, 18, 51, .22))
}

@media (min-width:960px) {
    .nav {
        display: block
    }

    .burger,
    .mobile-menu {
        display: none
    }

    .hero__grid {
        grid-template-columns: 1.08fr .92fr
    }
}

.trust {
    background: var(--navy-800);
    color: #fff;
    position: relative
}

.trust::after {
    position: absolute;
    inset: 0;
    background: radial-gradient(760px 200px at 15% 0, rgba(22, 177, 188, .28), transparent 65%), radial-gradient(600px 220px at 95% 100%, rgba(59, 76, 174, .4), transparent 60%)
}

.trust__inner {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 22px;
    padding: 30px 0
}

.trust__item {
    display: flex;
    align-items: flex-start;
    gap: 12px
}

.trust__ico {
    width: 38px;
    height: 38px;
    border-radius: 11px;
    background: rgba(255, 255, 255, .1);
    border: 1px solid rgba(255, 255, 255, .16);
    display: grid;
    flex: none
}

.trust__ico svg {
    width: 19px;
    height: 19px;
    color: var(--teal-400)
}

.trust__t {
    font-size: .95rem;
    color: #fff;
    line-height: 1.3;
    margin-bottom: 2px
}

.trust__d {
    font-size: .81rem;
    color: rgba(255, 255, 255, .72);
    line-height: 1.45
}

.grid {
    display: grid;
    gap: clamp(16px, 2vw, 22px)
}

.grid--2 {
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr))
}

.grid--3 {
    grid-template-columns: repeat(auto-fit, minmax(272px, 1fr))
}

.grid--4 {
    grid-template-columns: repeat(auto-fit, minmax(230px, 1fr))
}

.card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-lg);
    padding: 26px 24px;
    transition: transform .22s, box-shadow .22s, border-color .22s;
    position: relative
}

.card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: #cfe6ea
}

.card--flat:hover,
.pain {
    box-shadow: var(--shadow-xs)
}

.card h3 {
    margin-bottom: 8px;
    font-size: 1.06rem
}

.card p {
    margin: 0;
    font-size: .925rem;
    color: var(--muted);
    line-height: 1.6
}

.card__ico {
    width: 46px;
    height: 46px;
    border-radius: 13px;
    display: grid;
    margin-bottom: 16px;
    background: linear-gradient(140deg, var(--teal-050), #fff);
    border: 1px solid var(--teal-100)
}

.card__ico svg {
    width: 23px;
    height: 23px;
    color: var(--teal-700)
}

.check-list svg,
.pain svg {
    width: 19px;
    height: 19px;
    margin-top: 2px
}

.card--flat:hover {
    transform: none
}

.finance__points,
.pain-list {
    display: grid;
    gap: 12px
}

.pain {
    display: flex;
    gap: 13px;
    align-items: flex-start;
    padding: 15px 17px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-md)
}

.check-list,
.diff,
.process,
.step,
.step__num,
.timeline {
    display: grid
}

.pain svg {
    flex: none;
    color: #c2606a
}

.pain b {
    display: block;
    font-size: .95rem;
    color: var(--ink);
    margin-bottom: 1px
}

.pain span {
    font-size: .87rem;
    color: var(--muted);
    line-height: 1.5
}

.solution {
    background: linear-gradient(150deg, var(--navy-800), var(--navy-700) 55%, var(--navy-600));
    color: #fff;
    border-radius: var(--r-xl);
    padding: clamp(28px, 3.5vw, 40px);
    position: relative;
    box-shadow: var(--shadow-lg)
}

.faq summary:hover,
.step__num {
    color: var(--navy-700)
}

.diff__item,
.step__num {
    background: #fff;
    box-shadow: var(--shadow-xs)
}

.solution::after {
    content: "";
    position: absolute;
    width: 340px;
    height: 340px;
    right: -120px;
    top: -130px;
    border-radius: 50%;
    background: radial-gradient(closest-side, rgba(22, 177, 188, .5), transparent);
    opacity: .55
}

.solution h3 {
    color: #fff;
    font-size: clamp(1.3rem, 1.1rem + .8vw, 1.7rem);
    margin-bottom: 14px
}

.solution p {
    color: rgba(255, 255, 255, .82);
    font-size: .97rem
}

.check-list {
    gap: 11px;
    margin: 20px 0 26px
}

.check-list li {
    display: flex;
    gap: 11px;
    align-items: flex-start;
    font-size: .93rem;
    color: rgba(255, 255, 255, .9)
}

.check-list svg {
    flex: none;
    color: var(--teal-400)
}

.check-list--light li {
    color: var(--body)
}

.check-list--light svg {
    color: var(--teal-600)
}

.process {
    gap: clamp(30px, 4vw, 56px)
}

.process__aside .btn-row {
    margin-top: 24px
}

.timeline {
    position: relative;
    gap: 8px
}

.timeline::before {
    content: "";
    position: absolute;
    left: 19px;
    top: 14px;
    bottom: 14px;
    width: 2px;
    background: linear-gradient(180deg, var(--teal-500), var(--navy-600) 55%, var(--line));
    border-radius: 2px
}

.step {
    position: relative;
    grid-template-columns: 40px 1fr;
    gap: 16px;
    padding: 12px 0;
    align-items: start
}

.step__num {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    border: 2px solid var(--line);
    font-weight: 700;
    font-size: .9rem;
    transition: border-color .25s, transform .25s, color .25s, background .25s
}

.step:hover .step__num {
    border-color: var(--teal-500);
    transform: scale(1.06);
    color: #fff
}

.step__body {
    padding-top: 5px
}

.step__body h3 {
    font-size: 1.02rem;
    margin-bottom: 4px
}

.step__body p {
    margin: 0;
    font-size: .9rem;
    color: var(--muted)
}

.diff {
    gap: 14px;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr))
}

.diff__item {
    display: flex;
    gap: 13px;
    align-items: flex-start;
    padding: 18px;
    border-radius: var(--r-md);
    border: 1px solid var(--line);
    transition: border-color .2s, transform .2s
}

.finance,
.form-card {
    box-shadow: var(--shadow-lg)
}

.diff__item:hover {
    border-color: #cfe6ea;
    transform: translateY(-3px)
}

.diff__item svg {
    width: 20px;
    height: 20px;
    color: var(--teal-600);
    flex: none;
    margin-top: 3px
}

.diff__item b {
    display: block;
    color: var(--ink);
    font-size: .96rem;
    margin-bottom: 3px
}

.diff__item span {
    font-size: .87rem;
    color: var(--muted);
    line-height: 1.5
}

.about {
    display: grid;
    gap: 28px;
    margin-top: clamp(40px, 5vw, 64px);
    padding-top: clamp(36px, 4vw, 52px);
    border-top: 1px solid var(--line)
}

.finance {
    background: linear-gradient(135deg, var(--navy-800) 0, var(--navy-700) 48%, var(--teal-700) 145%);
    border-radius: var(--r-xl);
    color: #fff;
    padding: clamp(30px, 4vw, 52px);
    position: relative
}

.finance::before {
    position: absolute;
    width: 420px;
    height: 420px;
    right: -140px;
    bottom: -200px;
    border-radius: 50%;
    background: radial-gradient(closest-side, rgba(53, 201, 210, .42), transparent)
}

.finance__grid {
    display: grid;
    gap: 26px;
    align-items: center
}

.finance__points li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    padding: 14px 16px;
    border-radius: var(--r-md);
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .14);
    font-size: .9rem;
    color: rgba(255, 255, 255, .88)
}

.finance__points svg {
    width: 19px;
    height: 19px;
    color: var(--teal-400);
    flex: none;
    margin-top: 1px
}

.note {
    font-size: .8rem;
    color: rgba(255, 255, 255, .6);
    margin-top: 16px;
    line-height: 1.5
}

.course {
    display: flex;
    flex-direction: column;
    height: 100%
}

.course__top {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 14px
}

.chips,
.course ul li {
    display: flex;
    gap: 9px
}

.course__badge {
    font-size: .7rem;
    font-weight: 700;
    letter-spacing: .08em;
    color: var(--teal-700);
    background: var(--teal-050);
    border: 1px solid var(--teal-100);
    padding: 4px 9px;
    border-radius: var(--r-pill)
}

.course ul {
    display: grid;
    gap: 7px;
    margin-top: 12px
}

.course ul li {
    font-size: .86rem;
    color: var(--muted);
    align-items: flex-start
}

.course ul svg {
    width: 16px;
    height: 16px;
    color: var(--teal-600);
    flex: none;
    margin-top: 3px
}

.chips {
    flex-wrap: wrap;
    margin-top: 22px
}

.chip {
    display: inline-flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 7px;
    padding: 7px 13px;
    border-radius: var(--r-pill);
    background: #fff;
    border: 1px solid var(--line);
    font-size: .82rem;
    color: var(--body);
    font-weight: 500
}

.chip svg {
    width: 14px;
    height: 14px;
    color: var(--teal-600)
}

.placeholder {
    border: 1.5px dashed #c6d2e4;
    border-radius: var(--r-lg);
    background: linear-gradient(160deg, #fff, var(--bg-soft));
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    min-height: 170px
}

.placeholder__label {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    align-self: flex-start;
    font-size: .7rem;
    font-weight: 700;
    letter-spacing: .09em;
    color: var(--gold-600);
    background: var(--gold-100);
    padding: 4px 9px;
    border-radius: var(--r-pill)
}

.fab-wa,
.faq summary,
.field label,
.footer h4 {
    font-weight: 600
}

.placeholder p {
    font-size: .88rem;
    color: var(--muted);
    margin: 0
}

.faq summary,
.placeholder__quote {
    font-size: 1rem;
    font-family: var(--ff-display)
}

.placeholder__quote {
    color: #66708c;
    line-height: 1.5;
    margin: 0
}

.logo-strip {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
    gap: 14px;
    margin-top: 26px
}

.logo-slot {
    height: 74px;
    border: 1.5px dashed #c6d2e4;
    border-radius: var(--r-md);
    display: grid;
    font-size: .75rem;
    color: #66708c;
    background: #fff;
    padding: 8px
}

.sector-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
    margin-top: 26px;
    justify-content: center
}

.faq {
    max-width: 860px;
    margin-inline: auto;
    border-top: 1px solid var(--line)
}

.faq details {
    border-bottom: 1px solid var(--line)
}

.faq summary {
    padding: 20px 46px 20px 0;
    position: relative;
    color: var(--ink);
    line-height: 1.45;
    transition: color .18s
}

.faq summary::-webkit-details-marker {
    display: none
}

.faq summary::after {
    content: "";
    position: absolute;
    right: 8px;
    top: 24px;
    width: 11px;
    height: 11px;
    border-right: 2px solid var(--teal-600);
    border-bottom: 2px solid var(--teal-600);
    transform: rotate(45deg);
    transition: transform .25s
}

.faq details[open] summary::after {
    transform: rotate(-135deg)
}

.faq__a {
    padding: 0 40px 22px 0;
    font-size: .94rem;
    color: var(--muted);
    line-height: 1.65
}

.field .req,
.field__error {
    color: var(--danger)
}

.faq__a p:last-child {
    margin-bottom: 0
}

.cta-final {
    display: grid;
    gap: clamp(30px, 4vw, 50px);
    align-items: start
}

@media (min-width:980px) {
    .cta-final {
        grid-template-columns: .95fr 1.05fr
    }
}

.form-card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-xl);
    padding: clamp(24px, 3vw, 34px)
}

.form-grid {
    display: grid;
    gap: 15px
}

@media (min-width:620px) {
    .form-grid--2 {
        grid-template-columns: 1fr 1fr
    }
}

.field {
    display: flex;
    flex-direction: column;
    gap: 6px
}

.field label {
    font-size: .84rem;
    color: var(--ink);
    font-family: var(--ff-display)
}

.field input,
.field select,
.field textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1.5px solid var(--line);
    border-radius: var(--r-md);
    font-family: var(--ff-body);
    font-size: .94rem;
    color: var(--ink);
    background: #fff;
    transition: border-color .18s, box-shadow .18s
}

.exp-card h3,
.exp-card h4,
.exp-quote,
.fab-wa {
    font-family: var(--ff-display)
}

.field__error,
.form-trust span {
    align-items: center;
    font-size: .79rem
}

.field textarea {
    resize: vertical;
    min-height: 92px
}

.field select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235B6486' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 13px center;
    background-size: 17px;
    padding-right: 40px
}

.field input:focus,
.field select:focus,
.field textarea:focus {
    outline: 0;
    border-color: var(--teal-500);
    box-shadow: var(--ring)
}

.field input[aria-invalid=true],
.field select[aria-invalid=true],
.field textarea[aria-invalid=true] {
    border-color: var(--danger);
    box-shadow: 0 0 0 3px rgba(180, 35, 43, .13)
}

.field__error {
    min-height: 0;
    display: none;
    gap: 5px
}

.consent,
.field__error.is-visible,
.form-trust {
    display: flex
}

.field__error svg {
    width: 14px;
    height: 14px;
    flex: none
}

.consent {
    gap: 11px;
    align-items: flex-start;
    font-size: .82rem;
    color: var(--muted);
    line-height: 1.5
}

.consent input {
    width: 18px;
    height: 18px;
    flex: none;
    margin-top: 2px;
    accent-color: var(--navy-700)
}

.form-trust {
    flex-wrap: wrap;
    gap: 14px;
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid var(--line-soft)
}

.form-trust span {
    display: inline-flex;
    gap: 7px;
    color: var(--muted)
}

.form-status {
    display: none;
    margin-top: 14px;
    padding: 13px 15px;
    border-radius: var(--r-md);
    font-size: .88rem;
    line-height: 1.5
}

.form-status.is-ok {
    display: block;
    background: var(--teal-050);
    border: 1px solid var(--teal-100);
    color: var(--teal-700)
}

.form-status.is-error {
    display: block;
    background: #fdf1f1;
    border: 1px solid #f3d4d6;
    color: var(--danger)
}

.contact-mini {
    display: grid;
    gap: 12px;
    margin-top: 26px
}

.contact-mini a,
.contact-mini div {
    display: flex;
    gap: 12px;
    align-items: center;
    font-size: .92rem;
    color: var(--body);
    overflow-wrap: anywhere
}

.contact-mini svg {
    width: 20px;
    height: 20px;
    color: var(--teal-600);
    flex: none
}

.footer {
    background: var(--navy-900);
    color: rgba(255, 255, 255, .68);
    padding: clamp(44px, 5vw, 68px) 0 0;
    font-size: .9rem
}

.footer__grid {
    display: grid;
    gap: 32px;
    grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
    padding-bottom: 38px
}

.footer h4 {
    color: #fff;
    font-size: .82rem;
    letter-spacing: .11em;
    margin-bottom: 16px
}

.footer a {
    color: rgba(255, 255, 255, .68);
    transition: color .18s
}

.footer__list {
    display: grid;
    gap: 9px;
    font-size: .88rem
}

.footer__contact li {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    margin-bottom: 11px;
    font-size: .88rem;
    line-height: 1.45;
    overflow-wrap: anywhere
}

.footer__contact svg {
    width: 17px;
    height: 17px;
    color: var(--teal-400);
    flex: none;
    margin-top: 2px
}

.footer__brand p {
    font-size: .87rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, .6);
    max-width: 34ch
}

.social {
    display: flex;
    gap: 10px;
    margin-top: 18px
}

.social a {
    width: 38px;
    height: 38px;
    border-radius: 11px;
    display: grid;
    background: rgba(255, 255, 255, .07);
    border: 1px solid rgba(255, 255, 255, .12);
    transition: background .2s, border-color .2s, transform .2s
}

.social a:hover {
    background: rgba(22, 177, 188, .18);
    border-color: rgba(53, 201, 210, .4);
    transform: translateY(-2px)
}

.social svg {
    width: 18px;
    height: 18px;
    color: #fff
}

.footer__bottom {
    border-top: 1px solid rgba(255, 255, 255, .1);
    padding: 22px 0 30px;
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    justify-content: space-between;
    align-items: center;
    font-size: .79rem;
    color: rgba(255, 255, 255, .5)
}

.footer__legal {
    display: flex;
    flex-wrap: wrap;
    gap: 16px
}

.footer__disclaimer {
    font-size: .74rem;
    color: rgba(255, 255, 255, .42);
    line-height: 1.6;
    padding-bottom: 30px;
    max-width: 88ch
}

.exp-card--feature .exp-card__ico svg,
.exp-card:hover .exp-card__ico svg,
.fab-wa {
    color: #fff
}

.fab-wa {
    position: fixed;
    right: 16px;
    bottom: 16px;
    z-index: 90;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 12px 18px 12px 13px;
    border-radius: var(--r-pill);
    background: var(--wa);
    font-size: .88rem;
    box-shadow: 0 14px 30px -12px rgba(10, 107, 58, .75);
    transition: transform .2s, background .2s
}

.fab-wa:hover {
    transform: translateY(-3px);
    background: var(--wa-strong);
    color: #fff
}

.fab-wa svg {
    width: 23px;
    height: 23px;
    flex: none
}

.fab-wa__text {
    display: none
}

@media (min-width:520px) {
    .fab-wa__text {
        display: inline
    }
}

.to-top {
    position: fixed;
    right: 16px;
    bottom: 78px;
    z-index: 89;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: #fff;
    border: 1px solid var(--line);
    box-shadow: var(--shadow-md);
    display: grid;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: opacity .25s, transform .25s, visibility .25s
}

.exp-card,
.langpanel {
    position: relative;
    overflow: hidden
}

.to-top svg {
    width: 19px;
    height: 19px;
    color: var(--navy-700)
}

.section--experts {
    background: radial-gradient(760px 380px at 92% 2%, rgba(22, 177, 188, .13), transparent 62%), radial-gradient(680px 360px at 2% 12%, rgba(30, 42, 110, .09), transparent 60%), linear-gradient(180deg, var(--bg-soft) 0, #fafcfe 46%, #fff 100%)
}

.section--experts::after {
    content: "";
    position: absolute;
    inset: auto 0 0 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--line), transparent)
}

.exp-grid {
    display: grid;
    gap: clamp(14px, 1.7vw, 20px);
    grid-template-columns: repeat(auto-fit, minmax(258px, 1fr))
}

.exp-card {
    display: flex;
    flex-direction: column;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-lg);
    padding: 26px 24px 22px;
    box-shadow: 0 1px 2px rgba(14, 20, 48, .04), 0 10px 24px -18px rgba(14, 20, 48, .22);
    transition: transform .24s cubic-bezier(.2, .7, .3, 1), box-shadow .24s, border-color .24s
}

.exp-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--teal-500), var(--navy-600));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .35s cubic-bezier(.2, .7, .3, 1)
}

.exp-card::after {
    position: absolute;
    width: 190px;
    height: 190px;
    right: -90px;
    top: -100px;
    border-radius: 50%;
    background: radial-gradient(closest-side, rgba(22, 177, 188, .14), transparent);
    opacity: 0;
    transition: opacity .3s
}

.exp-card:focus-within,
.exp-card:hover {
    transform: translateY(-5px);
    border-color: #cfe6ea;
    box-shadow: 0 1px 2px rgba(14, 20, 48, .04), 0 26px 46px -26px rgba(14, 20, 48, .32)
}

.exp-card--feature .exp-card__ico,
.exp-card:hover .exp-card__ico {
    background: linear-gradient(140deg, var(--navy-700), var(--teal-700));
    border-color: transparent
}

.exp-card:focus-within::before,
.exp-card:hover::before {
    transform: scaleX(1)
}

.exp-card:focus-within::after,
.exp-card:hover::after {
    opacity: 1
}

.exp-card__ico {
    width: 50px;
    height: 50px;
    border-radius: 15px;
    display: grid;
    margin-bottom: 17px;
    flex: none;
    background: linear-gradient(140deg, var(--teal-050), #fff);
    border: 1px solid var(--teal-100);
    box-shadow: inset 0 1px 0 #fff, 0 6px 14px -10px rgba(14, 110, 120, .55);
    transition: background .25s, border-color .25s
}

.exp-card__ico svg {
    width: 24px;
    height: 24px;
    color: var(--teal-700);
    transition: color .25s
}

.exp-card h3,
.exp-card h4 {
    color: var(--ink);
    font-weight: 600;
    letter-spacing: -.02em;
    font-size: 1.06rem;
    margin: 0 0 9px;
    line-height: 1.25
}

.exp-card p {
    margin: 0;
    font-size: .915rem;
    color: var(--muted);
    line-height: 1.62
}

.exp-card__tags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: auto;
    padding-top: 17px
}

.exp-card__tags li {
    font-size: .735rem;
    font-weight: 500;
    letter-spacing: .01em;
    color: var(--navy-700);
    background: var(--bg-tint);
    border: 1px solid #dee6f2;
    border-radius: var(--r-pill);
    padding: 4px 10px
}

.exp-card--feature {
    background: linear-gradient(155deg, #fbfefe 0, #fff 55%);
    border-color: var(--teal-100)
}

.exp-quote {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    margin: 15px 0 0;
    padding: 12px 14px;
    border-radius: var(--r-md);
    background: linear-gradient(120deg, var(--teal-050), #fff);
    border: 1px solid var(--teal-100);
    border-left: 3px solid var(--teal-500);
    font-weight: 600;
    font-size: .92rem;
    color: var(--navy-800);
    line-height: 1.4
}

.langpanel::after,
.langpanel::before {
    content: "";
    position: absolute;
    border-radius: 50%;
    pointer-events: none
}

.exp-quote svg {
    width: 17px;
    height: 17px;
    color: var(--teal-700);
    flex: none;
    margin-top: 2px
}

.langpanel {
    margin-top: clamp(30px, 4vw, 50px);
    background: linear-gradient(140deg, var(--navy-900) 0, var(--navy-800) 38%, var(--navy-700) 78%, #164b7a 140%);
    border-radius: var(--r-xl);
    color: #fff;
    padding: clamp(28px, 3.8vw, 52px);
    box-shadow: var(--shadow-lg)
}

.langpanel::before {
    width: 520px;
    height: 520px;
    right: -190px;
    top: -230px;
    background: radial-gradient(closest-side, rgba(53, 201, 210, .34), transparent)
}

.langpanel::after {
    width: 380px;
    height: 380px;
    left: -170px;
    bottom: -220px;
    background: radial-gradient(closest-side, rgba(59, 76, 174, .42), transparent)
}

.langpanel__grid {
    display: grid;
    gap: clamp(26px, 3vw, 42px);
    align-items: start
}

.langpanel h3 {
    color: #fff;
    font-size: clamp(1.35rem, 1.1rem + 1.2vw, 2.05rem);
    letter-spacing: -.025em;
    margin-bottom: 14px
}

.langpanel__intro {
    color: rgba(255, 255, 255, .86);
    font-size: clamp(.97rem, .94rem + .2vw, 1.06rem);
    max-width: 52ch;
    margin-bottom: 20px
}

.langpanel__intro b {
    color: #fff;
    font-weight: 600
}

.lang-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px
}

.lang-chips li {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px 8px 11px;
    border-radius: var(--r-pill);
    background: rgba(255, 255, 255, .1);
    border: 1px solid rgba(255, 255, 255, .2);
    font-size: .855rem;
    font-weight: 500;
    color: #fff;
    transition: background .2s, border-color .2s, transform .2s
}

.lang-chips li:hover {
    background: rgba(255, 255, 255, .17);
    border-color: rgba(53, 201, 210, .6);
    transform: translateY(-2px)
}

.lang-chips svg {
    width: 15px;
    height: 15px;
    color: var(--teal-400);
    flex: none
}

.langpanel__closing {
    margin: 22px 0 0;
    font-size: .94rem;
    color: rgba(255, 255, 255, .78);
    max-width: 60ch;
    line-height: 1.65
}

.langpanel__cta {
    background: rgba(255, 255, 255, .09);
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: var(--r-lg);
    padding: clamp(22px, 2.6vw, 30px);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px)
}

.langpanel__cta h4 {
    color: #fff;
    font-size: clamp(1.1rem, 1rem + .5vw, 1.32rem);
    margin-bottom: 10px;
    letter-spacing: -.02em
}

.langpanel__cta p {
    color: rgba(255, 255, 255, .82);
    font-size: .925rem;
    line-height: 1.62;
    margin-bottom: 20px
}

.langpanel__cta .btn-row {
    gap: 10px
}

.langpanel__note {
    display: flex;
    align-items: center;
    gap: 8px;
    margin: 18px 0 0;
    font-size: .8rem;
    color: rgba(255, 255, 255, .72)
}

.langpanel__note svg {
    width: 15px;
    height: 15px;
    color: var(--teal-400);
    flex: none
}

@media (min-width:900px) {
    .process {
        grid-template-columns: .85fr 1.15fr;
        align-items: start
    }

    .process__aside {
        position: sticky;
        top: calc(var(--header-h) + 30px)
    }

    .about {
        grid-template-columns: 1fr 1fr;
        gap: 52px
    }

    .finance__grid {
        grid-template-columns: 1.1fr .9fr;
        gap: 48px
    }

    .fab-wa {
        right: 24px;
        bottom: 24px
    }

    .to-top {
        right: 24px;
        bottom: 92px
    }

    .langpanel__grid {
        grid-template-columns: minmax(0, 1.35fr) minmax(300px, .95fr);
        gap: clamp(32px, 3.4vw, 56px)
    }
}

@media (max-width:420px) {
    .exp-card {
        padding: 22px 19px 19px
    }

    .langpanel {
        border-radius: var(--r-lg)
    }
}

.subhead {
    max-width: 720px;
    margin: clamp(46px, 5.5vw, 74px) 0 clamp(24px, 3vw, 34px)
}

.subhead h3 {
    font-size: clamp(1.3rem, 1.12rem + .9vw, 1.85rem);
    letter-spacing: -.025em;
    margin-bottom: 10px;
    line-height: 1.18
}

.subhead p {
    font-size: clamp(.97rem, .95rem + .2vw, 1.06rem);
    color: var(--muted);
    margin: 0;
    max-width: 62ch
}

.subhead--center p {
    margin-inline: auto
}

.about--lead {
    margin-top: clamp(6px, 1vw, 14px);
    padding-top: 0;
    border-top: 0;
    align-items: start
}

.about--lead .check-list {
    margin-top: 0
}

.reveal {
    opacity: 0;
    transform: translateY(18px);
    transition: opacity .7s cubic-bezier(.2, .7, .3, 1), transform .7s cubic-bezier(.2, .7, .3, 1)
}

.reveal.is-in {
    opacity: 1;
    transform: none
}

@media (prefers-reduced-motion:reduce) {
    html {
        scroll-behavior: auto
    }

    *,
    ::after,
    ::before {
        animation-duration: NaNs !important;
        transition-duration: NaNs !important
    }

    .reveal {
        opacity: 1;
        transform: none
    }
}

@media print {

    .fab-wa,
    .header,
    .mobile-menu,
    .to-top {
        display: none !important
    }
}